It certainly pays to be a woman as far as getting lower car insurance rates is concerned. And, insurers have good reasons for this position.
Lower Car Insurance Rates - Why Women Get Better Deals
It certainly pays to be a woman as far as getting lower car insurance rates is concerned. And, insurers have good reasons for this position.
If there are drivers that are in the habit of driving at unsafe speeds, 7-9 out of 10 would be male. Most dare devil drivers are also male. Women, by their very nature, are not prone to being physically rough. Every family will naturally frown at lack of grace in their daughter. This helps reduce, if not eliminate, recklessness where such traits are seen.
Women average a lower mileage as a group since they are less likely to drive for long hours each day. If it's going to be a very long drive, most women will gladly let a man do the driving.
Women also drive smaller cars. These are less expensive to maintain. Furthermore, they'll also go for cars that have better safety features.
Insurers have created a database showing the behavior of different profiles and have shown that women are lower risk to insurance policies for car insurance.
However, some insurance companies will weigh your gender more than others. The meaning of this is that you'll get different car insurance rates from different insurers. How insurance companies arrive at your rate and why there's so much disparity in car insurance quotes for comparable policies are subjects for another article.
It is also very important that you read the fine lines or make sure you really ask questions about what is included in your cover. Women should look for special products that give them coverage that protects them further. An example of such products or add-ons is a breakdown cover. This usually takes care of you if your car breaks down. How far each insurer would go in this cover differs.
Lower car insurance rates are not reserved for women only. A man who does the tip I'll give next will save much more than a woman (Who should normally had pay far less). All it takes is visiting at least three quotes sites and getting auto insurance quotes from them. All you have to do after that is pick the best quote from the lot. Just make sure you supply your correct details in all sites visited.
Here are my favorite pages for auto insurance quotes...
InsureMe Auto Insurance Quotes
Hometown Auto Insurance Quotes
Publishers can get unique versions of my articles by following any of the links above. Click on "To Use My Articles" when you get to my site.
Chimezirim Odimba writes on insurance.
credit Link
http://quality-insurance-4-less.com/colorado-car-insurance-rate.html#insureme
http://quality-insurance-4-less.com/auto-ca-insurance-quote.html#hometownquotes
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